Who We Serve
Collateral Services Inc. supports a wide range of users involved in asset-based or other commercial lending. Whether you’re a lender managing risk, a borrower needing to validate collateral or an auditor conducting field exams, CSI provides the clarity, tools and custom reporting you need to make confident decisions.
We specialize in meeting the unique needs of:
Banks and Lenders
CSI partners directly with banks, and asset-based and other commercial lenders to streamline the reporting and review process, reduce turnaround times and ensure accurate visibility into borrower collateral. From prefunding reviews to ongoing monitoring, our tools are built to support your workflow — no matter how many borrowers you manage.
Auditors and Analysts
CSI works closely with field examiners, audit consultants and credit analysts to deliver structured, drill-down-ready data in the format you need. We help consolidate cumbersome files, create audit trails and deliver the documentation you need to support findings without the usual back-and-forth.
Auditors and Analysts
CSI works closely with field examiners, audit consultants and credit analysts to deliver structured, drill-down-ready data in the format you need. We help consolidate cumbersome files, create audit trails and deliver the documentation you need to support findings without the usual back-and-forth.
Borrowers
We also support borrowers directly — often at the request of lenders — to help clean, combine and standardize their AR, AP and inventory data. Our tools make it easier for borrowers to stay in compliance, prepare reporting packages and respond to verification requests without unnecessary friction.
Frequently Asked Questions
What is a Borrowing Base Certificate (BBC)?
A summary of eligible collateral used by lenders to determine borrowing capacity. We help automate and validate it.
How does CSI’s work affect auditors?
CSI’s reports significantly reduce the time auditors spend on calculations and formatting. Auditors can use our outputs to verify borrower numbers, select testing samples, and assess credit risk with greater efficiency. This includes converting cumbersome .pdf, text files, or multiple files into easy-to-use Excel files.
How fast can you turn around reporting?
Our average turnaround is 1–3 business days, depending on complexity.
Can CSI convert entire loan portfolios?
Yes. Portfolio conversions bring consistency, efficiency and scalability to collateral reporting. Project timelines vary based on portfolio size and lender engagement, but strong communication accelerates delivery. CSI can also provide lenders reporting materials twice per month (or on request) that include data regarding portfolio-wide exposure and top concentration reporting.